Northland Motor Cars

At Northland Motorcars in Sioux Falls, SD, we want your vehicle purchase to stay a good decision long after you drive off the lot. A vehicle protection plan helps make sure a major mechanical failure doesn't become a financial one.

We offer four levels of extended coverage, from core powertrain protection to near-comprehensive coverage. Each plan is designed for a different type of buyer and budget. Ask our finance team about adding a plan at the time of purchase.

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Why It Matters: What Repairs Actually Cost

Once your factory warranty expires, major repairs are entirely out of pocket. Drivers in the Greater Sioux Falls Area pay on average:

Engine Replacement
$7,150
Engine (Rebuilt)
$5,201
Major Powertrain Component
$4,293
Transmission
$3,905
A/C Compressor
$1,370
Alternator
$765

Costs are national averages. Source: Essentials vehicle protection program. Actual costs vary by make, model, and local labor market.

The Four Plans

Choose the level of coverage that fits your vehicle and budget. Each tier builds on the one below it.

Essentials

Core powertrain and mechanical coverage. Good fit for higher-mileage vehicles.

  • Engine / Powertrain
  • Transmission
  • Drive Axle
  • Electrical (listed)
  • Cooling System

Essentials+

Broader component coverage across the same major systems, plus air conditioning.

  • Everything in Essentials
  • Air Conditioning
  • Expanded engine & drivetrain

Essentials Enhanced

Wider coverage across more systems. Strong fit for newer vehicles coming off factory warranty.

  • Everything in Essentials+
  • Transfer Case
  • Suspension

Essentials Exclusionary

Everything is covered unless specifically excluded in the contract, similar to a factory warranty.

  • All major mechanical systems
  • Seals and Gaskets
  • Steering
  • Everything not specifically excluded

Optional Add-Ons

Depending on the plan you choose, additional coverages may be available at the time of purchase:

  • Technology Package: coverage for electronics and tech components
  • Tire & Wheel Complete Guarantee: tire and wheel protection
  • Maintenance Fluids: scheduled fluid service coverage
  • Roadside Assistance: 24/7 towing, lockout, battery, and fuel delivery

How It Works

Protection plans are added at the time of purchase through our finance office. Once your plan is active, you can take your vehicle to any licensed repair facility. Present your contract, the shop contacts the plan administrator for authorization, and payment is handled directly between them and the shop.

Your plan documents outline exactly what is covered, your deductible (if any), and how to file a claim. Keep them in your glove box.

Vehicle protection plans are administered by a third-party provider (DealerAdmin) and subject to the terms and conditions of your service contract. Coverage details, exclusions, deductibles, and claim procedures are outlined in the contract provided at time of purchase. Northland Motorcars is not the plan administrator. Repair cost figures are national averages and will vary by vehicle, location, and labor market.